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Everything you never knew you always needed to know about Gig Harbor and the house market…it’s all right here. Read it or watch it, it’s fun and a great way to “meet Gig Harbor.” 

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Buyer's Real Estate Tips Karima Neghmouche Buyer's Real Estate Tips Karima Neghmouche

What is a Property Survey and Do You Need One?

Land surveys play a critical role in buying, selling, and improving property in Gig Harbor—especially when waterfront rules, setbacks, easements, or HOA requirements are involved. From confirming legal boundaries to supporting negotiations, permits, and lender requirements, understanding what a property survey does (and doesn’t) can help you avoid costly surprises and move forward with clarity and confidence.

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Buyer's Real Estate Tips Karima Neghmouche Buyer's Real Estate Tips Karima Neghmouche

7 Surprising Factors That Can Affect a Home Appraisal

Home appraisals can be influenced by more than just square footage and recent sales. From location factors and unpermitted additions to HOA rules and how living space is calculated, this guide breaks down seven surprising elements that can raise or lower a home’s appraised value—so you can anticipate outcomes, adjust your strategy, and avoid costly surprises in the Gig Harbor market.

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Buyer's Real Estate Tips Karima Neghmouche Buyer's Real Estate Tips Karima Neghmouche

What Does a Buyer's Agent Do, Anyway?

A buyer’s agent plays a critical role in helping homebuyers navigate the market with confidence—from building a smart search strategy and evaluating fair market value to negotiating offers and managing the path to closing. In this guide, we break down exactly what a buyer’s agent does and how Schulte & Co.’s local expertise and concierge approach help buyers secure the right home in Gig Harbor without costly surprises.

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Buyer's Real Estate Tips Karima Neghmouche Buyer's Real Estate Tips Karima Neghmouche

Spotting Red Flags When Buying a House in Gig Harbor

Buying a home in Gig Harbor comes with unique inspection considerations—especially for waterfront and older properties. From moisture intrusion and foundation concerns to utilities, permits, and HOA or shoreline rules, knowing what to look for before you submit an offer can save you from costly surprises. This guide breaks down the most critical red flags—and green flags—to help you move forward with confidence.

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Buyer's Real Estate Tips Karima Neghmouche Buyer's Real Estate Tips Karima Neghmouche

What Happens if an Appraisal is Lower Than Your Offer?

A low appraisal can derail a home purchase if you’re not prepared to act quickly and strategically. From understanding how financing is affected to requesting a Reconsideration of Value, renegotiating with sellers, or navigating Washington’s contract timelines, this guide breaks down your options so you can protect your position and keep your purchase on track—even when the appraisal comes in below your offer.

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Buyer's Real Estate Tips Karima Neghmouche Buyer's Real Estate Tips Karima Neghmouche

 What Does Earnest Money Mean?

Earnest money can feel like one of the murkier parts of buying a home, but it plays a major role in showing sellers you’re serious. This good-faith deposit signals your commitment, strengthens your offer, and helps move the purchase forward with confidence. In this guide, we break down what earnest money is, how it works, when it’s refundable, and how a trusted Realtor like Paige Schulte can help protect your deposit every step of the way.

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Buyer's Real Estate Tips Karima Neghmouche Buyer's Real Estate Tips Karima Neghmouche

Closing Risks: What Happens If a House Fails Inspection?

A failed home inspection can feel like a deal-breaker—but it doesn’t have to be. Many inspection “fails” are actually repairable defects, and knowing how to respond can save both buyers and sellers time, stress, and money. From understanding what typically causes a failed inspection to learning how lenders, insurers, and negotiations come into play, this guide breaks down what to do next so your sale can still move forward smoothly.

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Buyer's Real Estate Tips Karima Neghmouche Buyer's Real Estate Tips Karima Neghmouche

Pre-Qualification vs. Pre-Approval: Which Wins the Best Homes?

In today’s competitive Gig Harbor housing market, buyers need every advantage they can get. One of the strongest tools is a mortgage pre-approval, which shows sellers you’re financially ready to close. Unlike pre-qualification, a pre-approval letter confirms your ability to secure financing, making your offer stand out and speeding up the path to homeownership.

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Buyer's Real Estate Tips Karima Neghmouche Buyer's Real Estate Tips Karima Neghmouche

What Is Escrow in Real Estate and How Does it Work?

What is escrow in real estate?
Escrow is when a neutral third party holds your funds during a home purchase to make sure all conditions are met before money changes hands. In Washington State, licensed escrow officers handle everything from verifying titles and clearing liens to paying taxes and recording deeds, giving both buyers and sellers peace of mind. Schulte & Co. offers a concierge-style escrow service, guiding you through each step so you can close on your home with confidence.

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Buyer's Real Estate Tips Karima Neghmouche Buyer's Real Estate Tips Karima Neghmouche

Can I Change My Realtor After Signing a Contract?

Wondering if you can switch realtors after signing a contract? The answer is yes—and it’s easier than you might think. Whether you’re noticing red flags or just want a better experience, this guide walks you through how to legally and professionally make the switch. Learn what to look for in your contract, how to give notice, and why working with Paige Schulte & Co. could be the upgrade you’ve been looking for.

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Buyer's Real Estate Tips Karima Neghmouche Buyer's Real Estate Tips Karima Neghmouche

Is It Better to Buy a House When Interest Rates Are High or Low?

As interest rates hover in the 7–8% range, many buyers are asking: Is now really the right time to buy? The answer isn’t one-size-fits-all—but the current market offers unique advantages like less competition, stronger negotiating power, and creative financing options. In this guide, we break down how to navigate high-rate conditions, run the numbers, and make confident decisions based on your financial goals—not just the hope of lower rates down the road.

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Buyer's Real Estate Tips Karima Neghmouche Buyer's Real Estate Tips Karima Neghmouche

10 Questions to Ask Before Buying Land and Lots in Gig Harbor

Purchasing land in Gig Harbor can be a rewarding investment—but it’s not without its challenges. From zoning restrictions and environmental setbacks to financing hurdles and utility access, there’s a lot to consider before you buy. In this guide, we’ll walk you through 10 essential questions to ask before purchasing a lot, so you can avoid costly mistakes and make a confident, informed decision. Whether you're dreaming of building a custom home or exploring alternatives like developed lots, this checklist is your first step to a smart land purchase.

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